Your bank statement, sorted for tax season — automatically.

Making Tax Digital for Income Tax is already here — since April 2026, self-employed people and landlords earning over £50,000 must report to HMRC every quarter, not once a year. From April 2027, that drops to £30,000. Quilltax reads your bank statement and sorts every transaction into the right tax category for you — so you're not stuck doing it by hand, four times a year.

This is an early preview. No bank connection or payment required to join the waitlist.

What's changing

Making Tax Digital isn't a suggestion — if it applies to you, it's the law. Since April 2026, self-employed people and landlords earning over £50,000 must send updates to HMRC every quarter, not once a year — and from April 2027 that threshold drops to £30,000.

Most of the people this affects aren't accountants. They're plumbers, landlords, hairdressers, and small business owners who just want to get on with their work.

The tedious part is sorting a bank statement into tax categories by hand. It's slow, it's boring, and it's easy to get wrong — and mistakes with HMRC can cost you.

How it works

Step 1

Upload your bank statement

Export a CSV from your bank and upload it.

Step 2

AI sorts every transaction

Each transaction gets matched to the right HMRC category automatically.

Step 3

You check anything it's unsure about

Anything ambiguous is flagged for a quick yes/no, never silently guessed.

Here's what it looks like

Example data below — not a real account.

Date	Description	Amount	Category	Status
03/07/2026	Client payment — Riverside Property Services	+£850.00	Income	Confirmed
04/07/2026	Shell Petrol Station	-£62.40	Car, van and travel costs	Confirmed
05/07/2026	Tesco	-£38.15	Personal — not a business expense	Confirmed
06/07/2026	Screwfix	-£124.99	Repairs and renewals	Confirmed
08/07/2026	Vodafone	-£45.00	Office costs, phone and stationery	Confirmed
10/07/2026	Facebook Ads	-£30.00	Advertising and marketing	Confirmed
12/07/2026	Client payment — JT Lettings	+£620.00	Income	Confirmed
14/07/2026	HMRC	-£310.00	Needs review	Flagged for you
16/07/2026	Admiral Insurance	-£58.00	Rent, rates, power and insurance	Confirmed

Notice the HMRC payment above? Quilltax flags anything genuinely ambiguous instead of guessing — like knowing a tax payment itself should never be counted as a business expense.